Andrew Hutchings Long Beach | Routines to Start Your Day Off Right

Most people start their day by following a specific routine. They wake up to a simple alarm clock, get out of bed, get dressed, and grab whatever they can for breakfast before heading out the door. Many people don’t consider that there are better ways to start a day off, and with just a minor tweak and change in routine, a person can end up feeling a whole lot better from the get-go. Here are a few changes one can make to their morning routine to start the day off right.

Play Some Good Music

Listening to music in the morning is an ideal way to wake yourself up and feel energized and motivated for the day ahead. Here is an excellent playlist that is very helpful for any day a person might be about to face.

Get Creative

Getting the old creative juices flowing in the morning is a great way to wake up. Erin Greenawald wrote an inspiring piece on getting your day started right that covers three ideas. First off, listening to a good podcast while getting ready for the day can be helpful. Secondly, instead of getting on the phone, get out a pencil and piece of paper and create something. Last but not least, conduct any network meetings before doing anything else.

Get The Dishes Done

It may not sound like it, but doing the dishes in the morning can positively affect the rest of the day. While this might not be precisely what most people want to do after waking up, it can reduce anxiety and help people feel more inspired. They will also be done for the day, which means less worry about doing them later.

Get 10 Minutes of Exercise

There is research that backs this exercise tip-up. Exercising for just 10 minutes in the morning can help to improve a person’s mental processing. It doesn’t even have to be a heavy exercise routine. Something as simple as taking a walk or doing some yoga can go a long way.

Put Together A Specific Schedule

By creating a morning schedule that helps lay out the amount of time each task will take, a person can better understand how much time they need to get ready for their day. This can help save a lot of energy and reduce worry and stress.

Andrew Hutchings Long Beach | Vacation Destinations for Nature Lovers

Do you love getting away from the hustle and bustle of city life and spending time in nature? If the answer is yes, then you will adore this list of the best vacation destinations for nature lovers! From pristine beaches to lush rain forests, these destinations offer something for everyone who enjoys getting close to nature. So pack those bags and get ready for an unforgettable adventure.

Maui, Hawaii

Maui is one of the most popular vacation destinations globally, and for a good reason – it’s stunning. Maui has something for everyone who loves nature, from its stunning beaches to lush rain forests. While there, check out Haleakala National Park, which offers some of the most beautiful scenery in Hawaii.

Yellowstone National Park, Wyoming

Yellowstone National Park is a must-see for anyone who loves nature. With its pristine lakes, thundering waterfalls, and awe-inspiring mountains, Yellowstone is one of the most beautiful places on Earth. Don’t miss the chance to see Old Faithful – one of the most famous geysers in the world.

Yosemite National Park, California

Yosemite National Park is another must-see destination for nature lovers. With its soaring mountains and pristine valleys, Yosemite is one of the most beautiful places on Earth. While visiting, check out Half Dome – a massive granite cliff that is well worth the hike up.

Glacier National Park, Montana

For those looking for a stunning and rugged wilderness to explore, they need to look no further than Glacier National Park. With its pristine lakes and soaring mountains, Glacier is the perfect destination for nature lovers. Be sure to check out the Going-to-the-Sun Road – one of the most beautiful scenic roads in the country.

Grand Canyon National Park, Arizona

The Grand Canyon is easily one of the most famous natural landmarks in the world, and for a good reason – it’s astonishing. The Grand Canyon should be on nature lovers’ vacation bucket list, thanks to its towering cliffs and magnificent colors. Be sure to check out Mather Point – one of the best viewpoints in the park.

Rocky Mountain National Park, Colorado

Rocky Mountain National Park truly is a paradise for nature lovers. With its soaring mountains and pristine forests, Rocky Mountain is the perfect destination for those who love to get away from it all. Be sure to check out Longs Peak – the tallest peak in the park.

These are just a few of the best vacation destinations for nature lovers. No matter your interests, there’s sure to be a park or beach that is perfect for you. So get out there and explore.

Andrew Hutchings Long Beach | What You Need to Know Before Buying a Foreclosed House

What is Foreclosure?

A foreclosure occurs when a homeowner fails to pay the mortgage on their property. After the bank or mortgage company has given notice that they will be foreclosing on the property, the bank will try to sell it at a price that covers its losses and keeps them from going bankrupt.

Buying a foreclosed house can be a great way to get into the real estate market at a reasonable price. But before you reach out to the bank with an offer, you should know what you’re getting into. You need to know what you’re paying for and what you can expect from the deal. If you’re looking to buy a foreclosed house, take the time to read this article to make an informed decision about your future home.

1. What can I expect to pay for a foreclosed home?

The price for a foreclosed home depends on a lot of variables. First, The length of time that the house has been in foreclosure—next is the property’s condition. Lastly, whether or not you are buying it as an investment will affect the price. If you’re looking to buy a foreclosed property, look at comparable homes in your area and ensure you’re getting an offer within your budget.

2. What can I expect to get in a foreclosure?

The final price for a foreclosed home is always negotiable. However, the bank or mortgage company will try to sell the house close to their original investment. This is especially true if you’re buying the property as an investment; you don’t want to be paying more than what it’s worth.

3. What are the risks of buying a foreclosed home?

If you’re looking to buy one, you need to know plenty of things before making the purchase. The main risk is that the house will have an issue after moving in. This can happen for many reasons, but it’s important to remember that these issues will be covered under warranty when you buy from the bank or mortgage company.

4. What are the benefits of buying a foreclosed home?

There are some benefits to owning a foreclosed property. Foreclosure homes tend to be in good shape; they may need some repairs, but they will be in good condition. This is not always the case, so it’s essential to do your research and know what you’re getting into before you buy.

This blog was originally published on AndrewHutchingsLongBeach.com

Spring Cleaning Means It’s Time to Declutter – Here’s Why | Andrew Hutchings Long Beach

Spring cleaning is a great way to help you get rid of unnecessary items sitting in your home for years. It also means organizing all the new things on your shelves or drawers. These reasons would be good enough, but one must not forget the mental health boost that comes from a decluttered home.

For spring cleaning to work, you need to know how to declutter. Here is how to declutter during spring cleaning.

Start with Intention

Before you declutter, ensure you have a purpose behind it. Also, do not do the cleaning for the sake of it. It is essential to be intentional when cleaning your home. For instance, you may declutter your home because you need it to be clean and organized. Decluttering should not just be a routine to you, but it must be something that you enjoy doing.

Declutter in Smaller Steps

It is best to start with the smallest things in your home and work your way up. This will help you keep track of how much stuff is out there and if there are things that are genuinely unnecessary or not valuable enough to keep around. It also helps you figure out where your clutter can live after the spring season.

Recognize the Energy Your Objects Hold

Ensure you pay attention to your objects’ emotional value when decluttering. For instance, when decluttering, do not get rid of something because it is old or has sentimental value. Instead, look at the energy of your items and determine whether they will bring positive energy into your home.

Keeping Items Out of Site Does Not Mean You Forgotten Them

When decluttering, try to find places to store items that will be out of sight. This is not to say that you have forgotten about these items. It keeps the clutter from being too noticeable to the other family members or guests. For instance, you may put things in the attic, garage, or basement. However, do not forget that these items are stored in those areas.

In conclusion, decluttering should be a part of your spring-cleaning routine. This will help you get rid of unnecessary items and keep you from accumulating more clutter. You should apply the above steps when decluttering your home during spring. Your home will remain organized and clean.

Article originally published on AndrewHutchingsLongBeach.org

Traveling Sustainably (and on a Budget) | Andrew Hutchings Long Beach

Traveling is a fun and exciting hobby for many people, but unfortunately, it is not the most environmentally-friendly practice. Luckily, there are affordable ways for travelers to decrease their environmental impact and travel more sustainably. Read more on how to reduce that travel guilt.

Before the Trip

Long before going on vacation, eco-conscious travelers should consider how they can cut down on the total amount of transportation their trip or trips will require. Taking fewer long trips will have a smaller negative impact on the environment than taking a larger number of short trips because it cuts down on the total amount of time spent traveling. As a bonus, this will help to save money as well. Immediately before a trip, travelers should take some time to think about what they are bringing with them. Since transporting heavier luggage requires more fuel, being selective about what gets packed and what does not can help keep vacations more sustainable.

Traveling

Even after limiting the time spent traveling, transportation to and from a vacation destination can have a substantial environmental impact. Travelers can cut down on this impact by choosing the most reliable option available. 

If possible, travelers should consider taking a train or public transportation to their destination because these options are more sustainable than flying. If flying cannot be avoided, choosing eco-conscious airlines and efficient flights (those that transport many passengers at a time without using more space) are both excellent options.

On Vacation

Even though traveling to and from a vacation destination has the most significant environmental impact, there are eco-friendly choices that tourists can make while on vacation as well. For example, many destinations are great for walking or biking, so driving or relying on public transportation can be largely avoided. This also helps cut down on costs since travelers do not have to pay for public transport or rent a car. 

Staying away from popular, overcrowded tourist destinations is an excellent choice since overtourism puts a heavy strain on an area’s natural resources. Less popular locations and experiences tend to be less expensive as well. Finally, travelers looking to buy souvenirs should make an effort to purchase sustainable products. Avoiding plastic products and buying local goods is recommended.

Article originally published on AndrewHutchingsLongBeach.net

Apartment Hunting Tips | Andrew Hutchings Long Beach

An apartment search is a stressful experience, and people will inevitably feel overwhelmed during this time. There are so many places to visit and plenty of things to keep in mind.

Unfortunately, there are no magic formulas for finding the perfect apartment and living within their budget. However, following a few basic guidelines can help remove stress and guarantee that they are on the right track. Some of the most important things to consider when apartment hunting include:

What Kind of Neighborhood Does One Want?

While it may not seem like a big decision, choosing where to live can make or break people’s search. Some people who live in a specific neighborhood may be satisfied with the location for years to come. But if you have a family and plan to buy a home in the area, it might not be the best choice. If they are moving far to continue their education and don’t plan to stay long in that part of town, they should try exploring other areas where they can find better schools and more opportunities.

What Type of Ambiance do They Prefer?

Some people prefer to live in a quieter area, and others would rather be near businesses and restaurants. The right place for them will depend on how much noise, traffic, and public activity they can tolerate. 

Choose a municipality with a good transportation system that is easy to navigate. Major cities may have all the businesses and amenities, but they also tend to be more crowded and congested. When choosing their apartment complex, try to find one located outside the city center. 

Budget Consideration

People should ask themselves how much they want to pay in rent and how much of their salary are they willing to spend on it? If they cannot afford a new or luxurious apartment with plenty of amenities, they should try renting an old building that needs some repairs but will be cheaper in the long run.

Ask About Pets

 While people might be tempted to rent a place where pets are allowed, it’s essential to know that apartment complexes have certain restrictions on the kinds of pets they allow, and some even require an additional deposit.

Read Reviews

While an apartment search can be stressful, it’s important to remember that online reviews are available. Most tenants will leave reviews after renting a place that will give people an idea of what to expect

Article originally published on AndrewHutchingsLongBeach.com

How Home Insurance Works | Andrew Hutchings, Long Beach

Home Insurance protects your property from disasters such as fires, floods, and storms. It provides coverage for your possessions that is replaceable in a disaster that causes damage to the home. The policies vary by state but typically cover losses from natural disasters such as hurricanes and earthquakes. Some policies may cover any theft or vandalism.

Homeowners Insurance provides five main types of insurance protection for your home: Property, Personal, Liability, Loss of use, and Property Damage caused by Airplane or Spacecraft Accidents.

1. Property Insurance

Property insurance covers the building and anything attached to it. It includes the home’s structure, appliances, furnishings, and any other personal property in or around the house. Some policies may also cover your yard or business structures so you can be covered no matter where you are.

2. Personal Insurance

Personal insurance covers the things you own and are attached to your home. It’s used to replace or repair: jewelry, clothing, electronics, computers, musical instruments, and anything else you value.

3. Liability Insurance

Liability insurance protects against injuries you might cause while at home or away from your property. It also covers falls or a car accident caused by driving your car in the street where your house is located. Liability insurance also covers damage from vandalism and theft.

4. Property Damage by Aircraft or Spacecraft Accident Insurance

These policies provide coverage to repair or replace the building’s structure and contents. They may cover personal possessions and other types of buildings on the property so you can be protected if an airplane crashes into another building. These policies are more expensive than those that only cover natural catastrophes such as earthquakes, tornadoes, and hurricanes.

5. Loss of Use Insurance

Loss of use insurance covers the money you will lose due to a temporary interruption in the use of your property during an insured event, such as a flood. Each state sets its guidelines. Most policies allow you to continue making payments while the damage is repaired or replaced.

Some policies require you to agree to take specific measures, such as limiting access to your home or storing valuables indoors if necessary. You may also have extensions added to your policy so that you can get repairs done sooner.

Exemptions of Coverage

Exceptions of coverage are things in your home or property that are not covered under the policy. The policy won’t pay for anything not reported to the insurer before a loss.

Unless you have an additional policy to cover these losses, it includes items stolen from an unattended car or another vehicle, contamination by hazardous waste, and damage caused by pests, rodents, or insects. The standard homeowner’s insurance usually does not cover flood damage from sewer systems or water main breaks. Most of the policies exclude damage done by an earthquake’s earth tremor.

Protecting Your Belongings

Some homeowners put valuables in bank safety deposit boxes to avoid theft. However, if you have personal belongings in your home that are expensive and not easily replaced, insurance can help protect your personal property from losses. For example, a personal property policy can cover the cost of replacing furniture and other possessions that are damaged by fire or smoke when they’re inside your house.

Planning a Holiday in a Different Country | Andrew Hutchings, Long Beach

Whether you’re a seasoned traveler or new to the idea of vacationing in a foreign country, don’t let your excitement blind you from the need to plan. These tips will help get your holiday off on the right foot so that it can be an amazing experience for everyone.

  1. Research your destination

Planning a trip to a new country can be daunting, but by taking the time to research the area, you’ll feel more prepared when you arrive. A great place to start is by reading about your destination on travel forums and blogs, where you’ll get a sense of what others have experienced in that country—the positive and the negative. Locals are usually happy to help when asked, so don’t be afraid to ask around.

  1. Check out any pet-friendly accommodations

Planning a friendly trip to pets is a great way to ensure you and your fur kids will have a comfortable experience. There are plenty of pet-friendly accommodations in most cities, from luxury five-star hotels to small B&Bs in the mountains. By planning, you can ensure that your visitors won’t leave both you and your furry best friend unhappy for the entire trip (and probably for several days after!).

  1. Find reliable public transportation

Public transportation is a great way to save money, plus it can be fun to hop on a bus every once in a while. But you need to understand that if you’re traveling overseas, schedules are different, and there’s not always an English translation. You’ll want to familiarize yourself with the public transportation system in advance and ask around for tips for navigating it once you’re on the ground.

  1. Consider what safety precautions you’ll need to take

Every culture has its safety precautions, so be sure to check them out beforehand. Just because the United States is a pro doesn’t mean everyone else is.

  1. Find the best online deals and promotions

To get the cheapest possible prices, you’ll want to pay attention to online deals and promotions. Often, these sites offer discounts on accommodations, dining, and activities based on group bookings (for example, if a hotel is booked for a certain event, such as an art fair).

  1. Consider travel insurance

Depending on the country, traveling without insurance could be downright dangerous. Maintaining a good health insurance policy is essential even when you’re in your own country, and it’s an especially important factor when you’re venturing outside of your comfort zone. Travel insurance policies have gotten cheaper and more reliable over the years, so check out what’s available to see if it’s right for your trip.

It’s easier to see the world when you plan, even if it’s just a different country. Think carefully about your trip, and plan accordingly so that everyone involved will be comfortable and safe. Before long, you’ll be on your way to uncovering the true beauty of a foreign land.

Staying Fit in the Work-From-Home Era | Andrew Hutchings, Long Beach

Being an adult in today’s modern world can be difficult at times. Covid is still a looming threat, and because of that, the way that people navigate everyday life is changing. The days of waking up early and rushing to make it to the office by nine are gone, and the era of working from home and staying inside has arrived. 

Many companies have even decided to allow their employees to continue working from home after the pandemic because they find it to be so beneficial! While working from home is amazing for preventing the spread of covid and helping maintain a good work-life balance, there are a few drawbacks.

 A lot of people are finding it hard to remain active and make time for exercise now that they stay inside for the majority of their day. It’s important to remain active in some way because, without it, one can experience weight gain, diminished flexibility, muscular atrophy, and general aches and pains. Luckily, there are plenty of ways to get quality physical activity throughout the day!

Online Exercise:

Now that people are avoiding the gym and each other, there is more exercise-related content being put on the internet than ever. There are copious YouTube videos that are meant to guide one through a specific exercise or workout routine. From yoga and pilates to dancing or calisthenics, a google search can help anyone find the workout that fits them! If guided videos don’t seem appealing, there are usually workout routines other people have put together in written format that can be followed.

Stretching:

Stretching is something that may seem small but can have a big impact. After being sedentary for too long, the body can start developing aches and pains from not being used enough. One of the specific areas that suffer from aches and pains the most are the joints. Stretching right before sitting and immediately after standing can be an easy way to get some movement in throughout the day and maintain some flexibility. Stretching also helps relieve joint pain that can occur from being inactive for too long.

Make sure to be mindful of the space when doing home workouts; this can help prevent injury or damage to the home.

Designing the Perfect Home Kitchen | Andrew Hutchings | Long Beach, California

Chefs of all skill levels dream of having the perfect kitchen. A kitchen where they have complete control over the environment, letting them enjoy the space and hone their skills. Yet designing any room, especially a kitchen, is no small process.

A lot goes into designing the perfect kitchen, but there are ways to tackle the project that doesn’t feel overwhelming. Read more for advice on planning a kitchen perfect for your needs and desires.

Understand What You Need Out Of It

The first step in designing such a space is understanding what you need. In other words, consider what uses your kitchen will have. Will it be used solely for cooking, or will it also be an entertainment space? When designing the area, are there any other secondary purposes that one needs to consider?

List What You Want

Now that you have a better idea of what you need let’s talk about what you want. Create a list of all the things you’d want in your kitchen. Is there a cabinet style that you’ve been dreaming of? Or perhaps a specific refrigerator that has caught your eye? Add them to the list. It’s okay to be incredibly detailed here – listing a particular appliance and brand won’t cause any issues.

Creating a list like this isn’t about ensuring that every single item fits into the kitchen – sometimes, that isn’t possible. But it does help a person understand their priorities and what they are hoping to accomplish with what they have.

Set a Budget

Here’s where it is time to get a bit more realistic. It is time to go over one’s finances and decide how much can realistically be spent on a kitchen remodel. When setting a budget, be sure to leave a little bit aside (about ten percent of the total budget) for emergencies and surprises.

Start with a Big Picture – and Then Worry About the Details

When designing a larger space, starting with the big picture is beneficial and then working one’s way downward. For example, start with the overall layout of the kitchen first, and eventually work down to the accent features and decorations that will make their home within your dream kitchen.

Article originally published on AndrewHutchingsLongBeach.org